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Pay in USDC. Keep the keys.Build the plan. You send. We reconcile.

Non-custodial. RailFi never holds your funds or keys.

  • Build & check the plan
  • You send from your wallet
  • We reconcile

Wallet to wallet · You sign every payment

What RailFi does

  • Non-custodial checkout

    Payment links and widgets that let customers pay USDC or USDT straight into your own wallet.

    In development
  • Reconciliation and gas analytics

    Matches on-chain payments to invoices, flags partial, late or wrong-token payments, and tracks gas sponsorship use.

    In development
  • Batch payroll

    Upload a CSV, check addresses and totals, then pay everyone from your own wallet in one signed batch.

    In development
  • Tax-report prep

    Records the fiat value at payment time and prepares CSV or PDF exports for you or your accountant. RailFi doesn't file and gives no tax advice.

    Planned
  • Agent-safe payout plans

    Turn invoices or a CSV into a bounded payout run: recipients, budget and time window. Approve once in your own wallet; agents pay only inside the limits, and every payout is matched back to its invoice. Try it free at /plans.

    In development

Non-custodial by design.

Your wallet signs every payment. Money goes wallet to wallet. RailFi checks the plan and matches transfers to invoices — it never holds funds and never sees private keys.

  • Your own wallet, your own funds
  • We never ask for keys or seed phrases
  • Signed, deduplicated payment events
How we handle security

Pricing

Flat subscription

Coming soon

One flat monthly price. No per-transaction fees. Free trial for early sign-ups.

Free trial: first 1,000 early-bird seats.

Free trial

What RailFi is not

  • RailFi is software. It is not a money transmitter, bank or custodian, and never holds, receives or sends your funds.
  • RailFi never asks for or stores private keys or seed phrases. You sign every payment in your own wallet.
  • RailFi gives no tax, legal or investment advice. Tax reports are prepared for you to review; RailFi doesn't file them.
  • No token.

Start free trial

One-click email login to payout plans. Questions? info@railfi.xyz

Free trial