Choosing an off-ramp provider
What to compare before you open an account, and what the side-by-side covers.
On this page
An off-ramp provider is the company that receives your USDC, converts it, and pays you in local currency. You pick one; RailFi helps you compare.
What the side-by-side covers
Tell us your corridor and one real invoice. Within 1 business day we send a side-by-side of your off-ramp options: fees, speed, documents needed. It comes with a USDC invoice template and payer instructions.
Provider fees, speed, limits and availability change and are set by providers. Our comparisons are our best research at the time, not a promise.
Checklist
| Check | What to look for |
|---|---|
| Total cost | Provider fees, network fees and FX spread. They are charged by the provider you choose, under its own terms, and you pay them directly to that provider. |
| Speed | How long from your USDC arriving to local currency landing where you want it. |
| Documents needed | What the provider asks for in its identity checks, and how long approval takes. |
| USDC networks it credits | Which networks the provider accepts USDC deposits on. Only ever use a network your provider lists for your account. |
| How you get local currency | Bank or mobile-money payouts, via your provider, in your country. |
| Limits and availability | Minimums, maximums, and whether it serves your country at all. |
| Account in your own name | RailFi only works with payouts into an account opened in your name. |
| Its own legal pages | Read the provider's terms and its licence or registration pages for your country. |
Who decides
You choose the provider. Give accurate information to us and to any provider, including for their identity checks. Providers decide whether to serve you; we can't override that.
Once you have an account, the next step is getting your deposit address and network right: Networks and wallet addresses.
Last updated 30 September 2026. Something unclear or wrong? Tell us.