FAQ

No. RailFi never holds, receives, or moves money. Your payer sends USDC to a provider account in your own name. See What RailFi does and doesn't do.

Free while in beta. No card required, no checkout. Provider fees, network fees and FX spread are charged by the provider you choose, under its own terms. See Pricing.

Contractors paid in USDC who want local currency. RailFi is not EOR / employment payroll.

Within 1 business day of sending your corridor and one real invoice.

In the free beta, a person on the RailFi team (not software) works on each invoice you send.

USDC on Ethereum, Polygon PoS, Base, Arbitrum and Solana, where your provider supports them. Not Tron, Bitcoin, or bridged USDC.e. See Networks and wallet addresses.

The money may not arrive and may not be recoverable. RailFi can't reverse a transfer; only your provider can say whether it can be recovered. That's why the network is confirmed twice and a small test send goes first.

No. Only you confirm that money arrived in your provider account. RailFi records what you confirm.

No. Your provider runs identity and anti-money-laundering checks. RailFi checks payout addresses against the U.S. Treasury OFAC SDN list on payment links (in beta). See Sanctions screening.

Never. We never ask for wallet keys, seed phrases, or bank passwords. If someone does, don't share them and tell us.

No. RailFi is not a bank. No token.

No. Nothing we send is financial, tax, or legal advice. Our comparisons are our best research at the time, not a promise.